Our Ongoing Advice Service
Independent financial planning. Ongoing clarity. Long-term confidence.
At Blackwood Financial Planning Ltd, we believe good financial advice is not a one-off transaction, but an ongoing relationship.
As your life, markets and legislation change, your financial plans need to adapt with them.
Our Ongoing Advice Service provides structured, proactive financial planning and investment advice over the long term — helping ensure your strategy remains suitable, sustainable and aligned with what matters most to you.
Why Ongoing Advice Matters
Financial plans rarely stand still. Over time they are affected by:
- Changes in your circumstances and priorities
- Market movements and investment performance
- Tax and legislative changes
- Pension rules, retirement options and income needs
Without regular review, even well-designed plans can drift away from your objectives or risk profile. Ongoing advice helps keep your plans on track and gives you confidence to make informed decisions over time.
How We Work With You
We start by building a clear understanding of your financial position, objectives, family circumstances and attitude to risk.
We then provide clear written recommendations explaining what we advise, why it is suitable, and how it supports your goals.
Our Ongoing Advice Service builds on this foundation through regular reviews and proactive planning, helping ensure your arrangements remain effective as circumstances change.
What the Ongoing Advice Service Includes
Our service typically includes:
- Regular review meetings and ongoing planning support
- Ongoing investment suitability and sustainability reviews
- Tax and legislative planning across pensions, ISAs, CGT and IHT
- Pension income and withdrawal advice
- Cashflow modelling and scenario planning
- Estate and legacy planning advice
- Ongoing administration, valuations and reporting
- Liaison with other professionals where appropriate
- Ongoing regulatory oversight and compliance
The exact scope of support will reflect your individual circumstances and needs.
Client Portal & Resources
As an ongoing advice client, you receive access to our secure online client portal, allowing you to:
- View investments and policies in one place
- Access valuations and reports
- Share documents securely
- Communicate with us efficiently
You also benefit from access to our award-winning financial portal, including magazines, guides, videos and calculators designed to support understanding and financial confidence between review meetings.
Fair & Transparent Fees
We believe ongoing advice fees should be fair, transparent and proportionate.
Rather than a single flat percentage, we apply a reducing sliding scale, where the applicable fee rate is based on your total funds under management and applied to the full amount.
This means fees reduce as portfolios grow, while remaining simple and transparent. Full details are set out in your Client Fee Agreement and Terms of Business.
A Long-Term Advisory Relationship
Our Ongoing Advice Service is designed to provide reassurance, structure and clarity over time — helping you stay focused on your long-term objectives and avoid reactive or emotionally-driven decisions.
We aim to build lasting relationships with our clients, supporting them through different stages of life with clear, independent and professional advice.
Get in touch
Simply complete the form and our team will be in touch with further support.
