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info@blackwoodfp.co.uk

01244 338 160

Privacy Policy

Blackwood Financial Planning Ltd

Effective Date: 21/01/2026
Last Reviewed: 21/01/2026

 

  1. Introduction

Blackwood Financial Planning Ltd (“we”, “us”, “our”) is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, store, share, and protect your personal data, and your rights under data protection law.

This policy is provided in accordance with the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, and relevant Financial Conduct Authority (FCA) requirements.

 

  1. About Us (Data Controller)

Blackwood Financial Planning Ltd is the data controller responsible for your personal data.

  • Company Name: Blackwood Financial Planning Ltd
  • Registered Address: Coed Duod, Tremeirchion, St Asaph, Denbighshire, LL17 OUH
  • Company Number: 16342382
  • FCA Reference Number: 1035073
  • Email: info@blackwoodfp.co.uk
  • Telephone: 01244 338 160

 

If you have any questions about this policy or how we handle your data, please contact us using the details above.

 

  1. The Personal Data We Collect

We may collect and process the following categories of personal data:

3.1 Identity and Contact Information

  • Name, title, date of birth
  • Address, email address, telephone number
  • National Insurance number

 

3.2 Financial Information

  • Bank details
  • Income, expenditure, assets, liabilities
  • Investment holdings, pension arrangements, protection policies
  • Tax information

 

3.3 Special Category Data

Where necessary for providing financial advice, we may process special category data, such as:

  • Health information (e.g. for insurance or pension planning)

 

We only process special category data where we have a lawful basis and an appropriate condition under data protection law.

 

3.4 Technical and Communication Data

  • Records of meetings, calls, emails, and correspondence
  • Website usage data (where applicable)

 

  1. How We Collect Your Data

We collect personal data:

  • Directly from you (e.g. during meetings, fact-finds, forms, or correspondence)
  • From third parties, such as product providers, pension schemes, employers, or professional connections (with your knowledge or consent)
  • From publicly available sources (e.g. Companies House, HMRC where permitted)

 

  1. Lawful Bases for Processing

We process your personal data under one or more of the following lawful bases:

  • Contract: To provide financial advice and related services
  • Legal obligation: To comply with FCA rules, anti-money laundering laws, and tax legislation
  • Legitimate interests: To manage our business, maintain records, and improve services (where your rights do not override our interests)
  • Consent: Where required, particularly for marketing or sharing data with third parties
  • Vital interests / substantial public interest: Where applicable under law

 

  1. How We Use Your Personal Data

We use your personal data to:

  • Provide regulated financial advice and services
  • Assess suitability and make recommendations
  • Arrange and administer financial products
  • Meet regulatory, legal, and compliance obligations
  • Communicate with you
  • Maintain accurate records
  • Prevent fraud and financial crime

 

  1. Sharing Your Personal Data

We may share your personal data with:

  • Product providers (e.g. investment, pension, and insurance providers)
  • Discretionary fund managers (DFMs)
  • Platform and custody providers
  • Compliance consultants and professional advisers
  • IT, back-office, and data hosting providers
  • Regulators, such as the Financial Conduct Authority, where required by law

 

We only share data where necessary and ensure appropriate data protection agreements are in place.

 

  1. International Transfers

We do not routinely transfer your personal data outside the UK. Where data is transferred internationally (for example, via IT systems or cloud services), we ensure appropriate safeguards are in place, such as adequacy regulations or standard contractual clauses.

 

  1. Data Security

We have implemented appropriate technical and organisational measures to protect your personal data, including:

  • Secure IT systems and encrypted storage
  • Access controls and staff training
  • Policies and procedures designed to protect confidentiality

 

  1. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected and to meet regulatory requirements.

Typically, we retain client records for a minimum of six years after the end of the client relationship, or longer where required by law or FCA rules.

 

  1. Your Rights

Under data protection law, you have the right to:

  • Access your personal data
  • Request correction of inaccurate or incomplete data
  • Request erasure of your data (where applicable)
  • Restrict processing
  • Object to processing
  • Request data portability
  • Withdraw consent at any time (where processing is based on consent)

 

You can exercise your rights by contacting us using the details in section 2.

 

  1. Complaints

If you are unhappy with how we handle your personal data, you have the right to complain to the Information Commissioner’s Office (ICO):

 

We encourage you to contact us first so we can try to resolve your concerns.

 

  1. Marketing Communications

We may send you information about our services where permitted by law. You can opt out of marketing communications at any time by contacting us or using the unsubscribe options provided.

 

  1. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The latest version will always be available on request or via our website.

Blackwood Financial Planning Ltd

John Chadwick

Founder and Financial Advisor

John launched Blackwood Financial Planning Ltd in 2026 with the objective of building a team of advisers and support staff to provide financial advice to individuals throughout the UK. We are called Blackwood because John lives in North Wales his house name is Coed Duon which is Welsh for Blackwood!

John started his career teaching Physics and Maths in Oxford and although he moved into a business role after two years of teaching, he realised that even though people may lack confidence and knowledge in a subject, they can learn complex ideas with the right support.

Ever since moving to the role of financial adviser John has been passionate about financial education in the workplace. He believes in equipping people with knowledge of financial matters so they can make informed decisions to help them plan.

John has 35 years’ experience as a regulated financial adviser and achieved the qualification status of Fellow of the Personal Finance Society. Alongside his Financial Adviser role with Blackwood Financial Planning, John launched Planned Future Wellbeing in 2014 and since then they have delivered hundreds of personal finance training events to employees of Universities, Civil Service Departments, Local Authorities and the Private Sector.

John is a (long suffering!) Man Utd supporter and in his spare time he enjoys motor homing in the UK and Europe.