About You

Blackwood is a new firm with an enviable pedigree. The founders have decades of experience in educating and empowering people to understand and take control of their financial planning.

You may be currently working in the public sector and have membership of a defined benefit pension scheme. Alternatively, you may be working in the private sector and have one or more personal pensions through your employer.

Alternatively you may be retired or approaching retirement, and planning for the next chapter in your life.

You may be single or have a partner and you may or may not have a family. You would like to make the best of your savings and investments, pensions, retirement planning, protection and estate planning.

We help you understand the true value of your DB pension and what it means for your long-term security.

Important Information – Safeguarded Benefits
Blackwood Financial Planning Ltd is not authorised to advise on the conversion or transfer of Defined Benefit (final salary) pension schemes. We may, however, advise on other safeguarded benefits, including pensions with Guaranteed Annuity Rates, subject to suitability.

We make your workplace and private pensions clearer, so you know exactly what you’re building towards.

We work with you to shape a retirement plan that supports the lifestyle you want, not just the numbers.

We help your money work harder with a clear, balanced approach to saving and investing. 

Important Information – Investment Risk
The value of investments and the income from them can fall as well as rise and is not guaranteed. You may not get back the full amount invested. Past performance is not a reliable indicator of future results. The level of risk will vary depending on the type of investment and your individual circumstances.

We put plans in place to protect you and your family, today and for the future.

Intergenerational planning to ensure your legacy is optimised in a controlled and tax efficient manner.

Building a solid blueprint for success

Our Services

See how we can help you and your family plan for a secure financial future.

Expert Advice

Insights

Stay up to date with all the latest news and updates with our expert insights.

Seven Steps to Success

Our Process

We have a seven-step process in delivering our financial planning service to you.

Our Pedigree

Our team are highly experienced in delivering the best customer service to our clients. 

About you

You may be retired, approaching retirement or simply planning for the next chapters of your life. You may just like to make the most of your savings/investments, are considering protection and estate planning. 

Get in touch

John Chadwick

Founder and Financial Advisor

John launched Blackwood Financial Planning Ltd in 2026 with the objective of building a team of advisers and support staff to provide financial advice to individuals throughout the UK. We are called Blackwood because John lives in North Wales his house name is Coed Duon which is Welsh for Blackwood!

John started his career teaching Physics and Maths in Oxford and although he moved into a business role after two years of teaching, he realised that even though people may lack confidence and knowledge in a subject, they can learn complex ideas with the right support.

Ever since moving to the role of financial adviser John has been passionate about financial education in the workplace. He believes in equipping people with knowledge of financial matters so they can make informed decisions to help them plan.

John has 35 years’ experience as a regulated financial adviser and achieved the qualification status of Fellow of the Personal Finance Society. Alongside his Financial Adviser role with Blackwood Financial Planning, John launched Planned Future Wellbeing in 2014 and since then they have delivered hundreds of personal finance training events to employees of Universities, Civil Service Departments, Local Authorities and the Private Sector.

John is a (long suffering!) Man Utd supporter and in his spare time he enjoys motor homing in the UK and Europe.