Our Pedigree

Blackwood is a new firm with an enviable pedigree. The founders have decades of experience in educating and empowering people to understand and take control of their financial planning.

1989
The Beginning

John Chadwick started as a Financial Adviser with Commercial Union Financial Services (CUFS). He specialised in providing workplace financial education seminars for Teachers and Civil Servants.

1993
Frizzell

John joined Frizzell who were a national firm of Independent Financial Advisers working with Affinity Partners such as UNISON, National Association of Head Teachers (NAHT), The Caravan Club, National Trust and the Civil Service.

1997
Chadwicks IFA

John founded Chadwicks IFA which delivered financial education seminars to a wide range of Public and Private Sector employers to enhance the financial wellbeing of their staff. John and his team of Financial Advisers provided financial advice to clients throughout the UK.

2014
Planned Future

John founded Planned Future Wellbeing Ltd to separate out the national financial education training services from the financial advisory services provided by Chadwicks IFA. Planned Future is now a leading UK supplier of workplace financial education working with over 30 Universities, Civil Service Departments, Local Authorities and Private Companies including Brother Industries, River Island, Fred Perry and Santander.

2023
Chadwicks IFA Sale

Chadwicks IFA was sold to a national financial advice firm while Planned Future continued with workplace financial education services. 

2024
Money Guide Service

John introduced the Money Guide Service from Planned Future and formed a team of experienced Money Guiders who help to empower individuals with financial guidance, information and signposting at a low cost. We pride ourselves on helping people whatever their financial position and do not have minimum investment criteria. 

2026
Blackwood Financial Planning

John launched Blackwood Financial Planning Ltd as a directly authorised Independent Financial Advice firm specialising in advising UK workers and retirees about all their financial planning needs. 

Our team have presented thousands of financial education events in the workplace throughout the UK in both the private and public sector since the 1980s.

This means we understand the often complex financial arrangements of workers and retirees, and we seek to explain where you are now and how best to meet your objectives.

We purposely don’t declare ourselves as wealth managers as we prefer to help ordinary people with their planning and do not have a minimum interest criteria.

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Expert Advice

Insights

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You and your family

About You

See how we can help you plan for a secure financial future for you and your family. 

Seven Steps to Success

Our Process

We have a seven-step process in delivering our financial planning service to you.

Our Pedigree

Our team are highly experienced in delivering the best customer service to our clients. 

About you

You may be retired, approaching retirement or simply planning for the next chapters of your life. You may just like to make the most of your savings/investments, are considering protection and estate planning. 

Get in touch

John Chadwick

Founder and Financial Advisor

John launched Blackwood Financial Planning Ltd in 2026 with the objective of building a team of advisers and support staff to provide financial advice to individuals throughout the UK. We are called Blackwood because John lives in North Wales his house name is Coed Duon which is Welsh for Blackwood!

John started his career teaching Physics and Maths in Oxford and although he moved into a business role after two years of teaching, he realised that even though people may lack confidence and knowledge in a subject, they can learn complex ideas with the right support.

Ever since moving to the role of financial adviser John has been passionate about financial education in the workplace. He believes in equipping people with knowledge of financial matters so they can make informed decisions to help them plan.

John has 35 years’ experience as a regulated financial adviser and achieved the qualification status of Fellow of the Personal Finance Society. Alongside his Financial Adviser role with Blackwood Financial Planning, John launched Planned Future Wellbeing in 2014 and since then they have delivered hundreds of personal finance training events to employees of Universities, Civil Service Departments, Local Authorities and the Private Sector.

John is a (long suffering!) Man Utd supporter and in his spare time he enjoys motor homing in the UK and Europe.