Our Services
We offer a range of services to help you and your family secure your financial future.
Retirement Planning
Whether you are some way off your retirement, near to retirement, at retirement or already retired, we can help you make the most of your arrangements and help to ensure the lifestyle you desire throughout your retirement.
Important Information – Safeguarded Benefits
Blackwood Financial Planning Ltd is not authorised to advise on the conversion or transfer of Defined Benefit (final salary) pension schemes. We may, however, advise on other safeguarded benefits, including pensions with Guaranteed Annuity Rates, subject to suitability.
Investments
As regulated Independent Financial Advisors we can consider the full range of investment options available to help you meet your retirement goals.
We help you understand your attitude to risk and how this affects your investment strategy and consider tax efficiency and the costs and potential returns from your investment choices.
We are experienced with mainstream investments and the more specialised areas such as VCTs, EIS Schemes, Business Relief Schemes and Estate Planning.
Important Information – Investment Risk
The value of investments and the income from them can fall as well as rise and is not guaranteed. You may not get back the full amount invested. Past performance is not a reliable indicator of future results. The level of risk will vary depending on the type of investment and your individual circumstances.
Cash Flow Modelling
A common client objective is to have a clear plan on how they will fund their retirement. Cash Flow Modelling takes account of your circumstances and arrangements and models in a clear visual form a plan to help ensure your financial plans are realistic and achievable.
Estate Planning
We can help you plan and achieve the peace of mind you can gain from knowing your legacy has been planned in a optimised way to ensure your wishes are practical, achievable and tax efficient.
Given the freezing of IHT (Inheritance Tax) nil rate bands, growing number of estates are becoming subject to IHT. We consider and explain a wide range of options to ensure your beneficiaries are catered for in a tax efficient manner.
Protection
Sadly ill-health and premature death can leave a severe negative impact on your financial plans. We consider how you may best protect your goals using life cover, income protection and critical illness cover.
Where life cover is relevant, we always consider how a Trust may be useful for facilitating quicker payouts and tax efficiency on a claim.
Get in touch
Simply complete the form and our team will be in touch with further support.
